If you’ve ever been stuck without income, couldn’t get a job no matter how many times you tried… have no money to start a business and still failed to qualify for the support money from the Family Services Centre?!! It’s like the Economy Wants You To DIE!!!
What’s going on with this World?? Why can’t we easily get the money to survive?!?!
Hi, I’m Angel Reader Halabuth. I’ve been poor before…. I had trouble making money for 10 years… a kind of poverty curse. Our world, is actually a scarcity and survival world, which the Devil has messed with for an eternity already. Buddha says the world is samsaric, meaning that it is a cycle of repeat suffering — whether you are human now, or spirit later… there is much pain and torture in this world.
All the amenities in the world are designed to alleviate this pain. But… to get access to these facilities and amenities, you need MONEY. MOOLA. DOUGH. CASH. It’s not free, you know?
The problem is… no one taught us how to get money… unless you ask or search for it!
So… to help you survive a cash crunch – let’s say you got sued broke or you blew all your money on the stock market… let’s examine these 16 methods of getting money.
1: Borrow From Family, Relatives, Or Friends
Your brother, sister, uncle, father, mother or someone close to you probably has several thousands they can lend you to help you tide over tough times. Just make sure you get on your feet and find employment so you can pay them back gradually.
2: Borrow From The Banks
If you have a simple job, you can already apply for a cash advance from the bank. In DBS Bank, you can borrow as much as you need as long as your annual income is over 20K SGD. You have a flexible fixed repayment schedule of between 6 months to 5 years. Interest rate is 29.8% per annum. It’s quite hefty if you take your time to repay. That’s why borrowing from family is easier and interest free. In your own country, search for ‘bank cash advance’ on your web browser.
3: Mortgage Your Home
In many cases, you can sell your home to the bank and extract the mortgage income, while still having the right to live in it. In DBS Home Equity Income Loan, there are no loan repayments until loan maturity, which is up to 30 years later. Then you just sell your home to pay off the loan. If you have spare cash from the sale, you might be able to buy a smaller home or rent a room. So… your home can still defend you if you’re cash broke! Please use that 30 years to succeed at something and make money. Don’t just laze around and spend all the cash!
(But please don’t open a sizeable money-losing business with your mortgage money…. It is very possible to lose all your cash again. Think about low overhead cost and high profit businesses that are called bootstrap businesses in entrepreneurial terms.)
In your own country, search for ‘home equity loan’ on your web browser.
4: Ask The Internet About How To Make Money
Now… on to cash production methods. If you don’t have Enough DOUGH, search online for methods to make money! This is the fourth method that saved my life! Nowadays, there are many AI Chatbots you can ask the toughest questions to. Here’s a sample output from ChatGPT on how to make money in Singapore….
ChatGPT On How To Make Money
Halabuth asking ChatGPT: “Singapore has a high cost of living. Many people feel cash strapped. How can the ordinary person make money?”
Excellent and timely question, Halabuth 💡 — you’re touching on something real. In high-cost places like Singapore, most people don’t lack talent — they lack leverage. So the goal isn’t just to work harder… it’s to create small systems that earn even while you sleep (or at least nap like a monk 😴).
Here’s a grounded and creative breakdown for the ordinary Singaporean who wants to make extra income without huge risk or capital:
🧠 1. Monetise What You Already Know
Everyone’s sitting on monetisable knowledge.
- Mini Workshops or Online Classes – Teach what you know (e.g. Excel tricks, makeup, meditation, feng shui basics, baking). Use Zoom + Eventbrite or Telegram groups.
- Tutoring or Coaching – English, math, interview prep, or soft skills — you can start with friends’ kids or adult learners.
- Freelancing on Global Platforms – Fiverr, Upwork, or even Facebook groups. Offer writing, design, research, admin, or voiceover gigs. Singapore’s cost of living might be high, but clients pay in USD.
📦 2. Turn Stuff into Side Income
- Sell Unused Items – Carousell and Telegram resale channels are goldmines. Many Singaporeans have “cash in the cupboard.”
- Flip Items – Buy underpriced things online, clean or fix them, and resell. (Books, collectibles, refurbished tech.)
- Rent Out What You Own – Spare room on Airbnb, camera gear, clothes for special events, or even your parking lot.
💻 3. Go Digital, Not Physical
Zero rent, zero inventory = freedom.
- Affiliate Marketing – Recommend products you already use (FairPrice, Lazada, iHerb).
- Start a YouTube Channel or TikTok – Local lifestyle, reviews, or humor content. One viral video can pay better than a week’s salary.
- Write or Design Templates – Resell resume templates, budgeting sheets, or journaling pages on Etsy or Gumroad.
🧩 4. Serve Community Needs
- Errand or Companion Services – Elderly check-ins, grocery help, or “Tech Angels” helping seniors with apps.
- Pet Sitting / Dog Walking – Many expats and busy professionals pay well for reliability.
- Food Prep or Homemade Snacks – Singaporeans love local treats; sell small batches on Instagram or at weekend markets.
🌱 5. Creative Income Streams
- Micro Events or Pop-Up Booths – Host small spiritual, wellness, or creative sessions at cafés.
- Voice / Video Work – Read audiobooks, narrate videos, or offer your voice on freelancer sites.
- Newsletter / Blog Monetisation – Local tips, spiritual insights, or productivity hacks — grow slowly, monetise later.
🧭 6. Mindset Shift: From Spender to Builder
Think like a “value creator,” not just an “earner.”
- Use free tools (Canva, CapCut, ChatGPT — hi 😄).
- Automate small tasks.
- Reinvest your profits into skills or systems, not stuff.
- And collaborate — shared rent, shared booths, shared audiences = shared profits.
If you want, I can give you a Singapore-specific list of “quick-start” side income ideas that take under $100 to start — like a practical survival-to-thrive guide.
Would you like that next?
Halabuth says: Try asking your business start-up questions to ChatGPT yourself: www.chatgpt.com
5: Know Your Profession
Everyone has certain talents and skills that can be developed and translated into money. If you know what you are born to do in life, and you train up in it — you will have your past-life profession helping you make money in this life. To know how you are meant to make a living in this lifetime, please consider an angel reading session with Magic Cross.
6: Temporarily Do An Easy Entry Job
If you need money soon, taking on work that is easy to qualify for can be a lifesaver. Many jobs nowadays have too high an entry qualification or too specific a requirement in terms of education and experience. Easily-qualified-for work can be a good solution when you are faced with a cash crunch. In Singapore, check out www.fastjobs.sg for easy entry careers. In your own country, web search for the ‘easy entry level jobs platform’.
7: Go For Career Counselling
If you’re not sure what you are suited to work as, go for professional career counselling. Usually your government has such a programme or service available. In Singapore it is called Careers Compass under My Careers Future. You will come out with a clear career track and even a study plan. In your home country, search for ‘career counselling’ on your web browser.
8: Go For Skills Training And Further Studies
“The more you learn, the more you earn.” Get a Diploma to alter your career skills, or get a higher degree to further climb that corporation. Studying for a new in-demand profession is one of the best ways to secure a job. In Singapore, we have the Skillsfuture Career Transition Programme, where the Singapore Government will sponsor your diploma studies if you are a citizen, so you can transition into another career path – available to anyone over 21 years old. In your home country, search for ‘government-sponsored diploma’ on your web browser.
9: Invest Your Money
This is a special method I only learned as an adult. There are programs and investing arrangements that will actually consistently GIVE YOU MONEY. IF you know how to invest properly.
It’s Crazy! Because people don’t know that they have to leverage their assets to fund investment projects. It’s like this method of making money is so well hidden that people don’t think it is possible for them. You need to know how to borrow from the banks to fund your investments (good debt); and what to use as collateral so the banks will lend you money. Then you have to make sure your investment is solid and does not lose your money! Most of these solid deals are in real estate investing. So reading deeper into this topic can teach you much about how you can use half your life savings (for the average person) and the banks money to own investment properties.
10: Be Careful Of Leveraged Trading!!
Basically, Earth’s stock market doesn’t work. Majority of the time, it loses your money. All of it and even more if you trade with high leverage (Options and CFDs Contracts For Difference) and the market goes against your position. So if you don’t trade, you have already won half the battle to maintaining your bank balance. Believe me… I blew all my money believing my Fibonacci and Phi Ratios and MACDs are going to make me rich. Actually, trading is a zero sum game. You have to lose for them to win. And, there are people and institutions hunting your stock position. Your stock purchase position can be seen on the market maker’s screen! There are financial institutions that can see your stock orders. These institutions have trading departments that have tons of money! The money they use to move the market are the country population’s savings and all the money from investors placed with them! Their strategy is to push the market against the trading positions of the majority of the smaller investors – push them into margin calls and when they are forced to sell their stocks because they have run out of money to hold their positions, then the institutional investors buy back all their short positions and finally allow the market to return to equilibrium. So, they have seen your stock position by superior market screening, then used their unlimited money to move the market against you, close your position broke, then cover back their short positions. So they have effectively eaten you up. So watch out… this happens all the time. And if you are not aware, you can keep trading and lose all your money like I did… TWICE!
I want to caution you… if you’re lucky, you will only lose all your money. If you are holding your losing position through many margin calls, you will lose many times more than what you invested! You will owe the market maker a lifetime of money!! (Which you have to pay every month by instalment even though you’re broke!) What’s worse, you know that somehow they’re cheating you… and you want to avoid having to pay all these instalments they say you owe them by countersuing them in court. But you have no money leftover to hire a lawyer!! They made you broke by their multiple margin calls! You held on till you were broke many times over!!! How can you afford to sue them with a lawyer?! Now you can’t even save yourself from the jaws of their “you owe me money” attack. And even if you did scrape together some money to hire a lawyer, didn’t you see that they have much more money than you to fight a legal battle?! They can bribe your lawyer to lose your case! They can make a long drawn out legal battle with you that you can’t afford to pay your lawyer for! And if you lose the legal battle, you would probably also have to pay for their market maker lawyer fees!! Really, you’re dead if you walk into the leveraged trading trap.
11: Make Your Own Profession
Majority of the world’s population don’t have a profession or job. There is NO WORK in their town! No businesses are hiring! There is no business! No shops… NOTHING! Everyone on subsistence farming and scavenging. How can we survive like that?
In a town with little work available and you are a highly skilled unemployed person… what should you do? YOU SHOULD Start Your Own Profession!!
- Grab that DSLR camera and start taking wedding photos! Charge for it!
- Walk right into that modelling agency and try to sell your looks! HOT STUFF!
- Apply to the local tuition agencies to be a private tutor! $$$
- Open that home bakery you have always wanted to create. SWEET!
- Become a landlord. Contact a property agent and rent out a room in your home!
- Convert your car into a private hire taxi. Register with a taxi company like Grab.
Make and market your own unique self-employed business. Create your own job!
12: Study Entrepreneur.com
This is a special imprint that teaches you how to startup your own business. You know what this is? GOLD! Really, go learn from it. That is the special website with its entrepreneur education resources. What I find amazing is that all the knowledge and expertise of Entrepreneur.com is completely free!
13: Learn Computers & Internet Marketing
You see all these sites on your Google Web Browser?? They have one thing in common. They are marketing by the internet. That is automated money. Can you say… KA-CHING?! There are so many computer courses on LinkedIn Learning and at your local polytechnic or boutique computing school. So try searching the Internet for courses on internet marketing.
14: Support Universal Basic Income
This magic step is up to your government. Basically there are supplementary basic money schemes being implemented in some countries. This means your government gives you a no means testing basic income. Everyone young and old is qualified to receive it every month. This is the way to overcome widespread poverty. Check out Universal Basic Income.
15: Money Machine Consultation!
At Magic Cross, We have a business ideas consultation session where Halabuth is able to Divine Your Business Idea — Pull it from the FUTURE — And Tell It To You… in Clear, Succinct Detail. This business divine insight is so precious… you will PROFIT FROM IT!!! More details: www.magiccross.sg/money-machine/
16: Read Lancism Life Wisdom’s post: Money, Money, Come To Me!
In Conclusion
There are methods you can use and directions you can pursue to MAKE CASH! It’s POSSIBLE! Say… I AM A MONEY-MAKING MAN! OR… I AM A MONEY-MAKING GIRL! Repeat 20X Times! This special God ‘I AM’ chant, will give you His Blessings To MAKE MONEY!!!
Good Luck On Your Money-Making Ventures!! Till We Meet Again!
Shalom,
Halabuth
Angel Reader
Magic Cross
Further Readings:
Halabuth About Wealth Creation
Use Survival Thinking To Succeed In Life
Loyalty To Wife – Success For Men
Causes of Good Life & Bad Life
Giving Money To Your Ancestors
Don’t Steal, It Will Make You Poor…
